Common Mistakes Homeowners Make When Dealing with Roof Storm Damage
Did you know that the global roofing market size is expected to reach $151.2 billion by 2027? With such high numbers, it’s clear that roof maintenance is a top priority for homeowners.
Most homeowners know it’s important to maintain their roofs, but many still mishandle storm damage repairs. These mistakes can end up costing them thousands of dollars in repair costs. They can even put their safety at risk.
To help you avoid making these common mistakes, we’ve compiled a list of common mistakes that homeowners make when dealing with roof storm damage. Read on to learn what they are and how to avoid them.
Not Inspecting the Roof After a Storm
Many assume that if there are no visible signs of damage from the ground, then everything must be fine. However, this is far from the truth.
Storm damage may not always be immediately apparent. By the time you do notice it, it may have worsened.
To avoid this mistake, make sure to inspect your roof thoroughly after any storm. This includes checking shingles, gutters, and the overall structure of the roof. It’s also a good idea to have a professional inspection done at least once a year.
Neglecting Small Repairs
Some homeowners tend to ignore small damages. They think they are not significant enough to warrant immediate attention. However, even minor damage can escalate and cause extensive damage if left untreated.
It’s crucial to address any signs of storm damage, no matter how small they may seem. This will save you from larger, more costly repairs down the line.
Attempting DIY Repairs
Unless you’re a professional roofer, attempting to repair storm damage on your own can be dangerous. Without the proper knowledge and equipment, you risk injuring yourself or causing further damage to your roof.
Always leave repairs to the experts. They have the necessary skills and experience to handle them effectively.
Make sure you hire a reputable roofing company. You should also get multiple quotes before making a decision. You can visit rhinoroofers.com to help you narrow down your options.
Neglecting to Document Damage
When dealing with insurance claims, documentation is key. Make sure to take photos or videos of any storm damage to your roof before making any repairs. This will serve as evidence for your insurance claim.
It will also help you keep track of the extent and progress of the repairs. This can come in handy if any disputes arise with your insurance company.
Filing a Claim Too Late
Many insurance policies have strict deadlines for filing claims after storm damage occurs. If you miss this window, you may not be able to get coverage for your repairs.
Make sure to check your policy and file a claim as soon as possible after the storm. This will ensure that you receive the coverage you are entitled to.
Not Understanding Your Insurance Policy
Before any damage occurs, it’s important to understand what is covered under your insurance policy. Many homeowners make the mistake of assuming all types of storm damage will be covered.
Take the time to read through your policy and ask your insurance provider any questions you may have. This will prevent any surprises when it comes time to file a claim.
Not Hiring a Public Adjuster
A public adjuster works on your behalf to negotiate with the insurance company for the best coverage possible. They are familiar with insurance policies and can help you get the maximum amount of coverage for your repairs.
Consider hiring a public adjuster, especially if your insurance company is being difficult to work with. They can save you time and stress during the claims process.
Not Being Present During the Insurance Adjuster’s Inspection
When the insurance adjuster comes to inspect your roof, it’s important to be present. This way, you can point out any water damage that may have been missed.
It’s also a good idea to have your roofing contractor present during the inspection. They can provide their professional opinion on the extent of the damage and the repairs needed. This can also help with your insurance claim.
Neglecting to Get a Written Estimate
Before any repairs are done, make sure to get a written estimate from your roofing contractor. This should include the cost of materials, labor, and any additional charges.
Having a written estimate will protect you in case of any disputes or unexpected costs. It’s also important to read through the estimate. Ask for clarification on any items you don’t understand.
Not Asking for References
When hiring a roofing contractor, it’s important to ask for references from previous clients. This will give you an idea of the quality of their work and the satisfaction level of their customers.
You can also check online reviews and ratings to get an overall picture of the contractor’s reputation. This will help you make an informed decision when choosing a contractor to repair your storm damage.
Not Considering Energy Efficiency
When making repairs after storm damage, it’s important to consider energy efficiency. This can help reduce your energy bills and save you money in the long run.
Ask your roofing contractor about energy-efficient options for your repairs. This can include cool roofs or insulation. These can also help extend the lifespan of your roof.
Not Addressing Underlying Issues
Sometimes, storm damage may be a symptom of underlying issues with your roof. It’s important to have these addressed during repairs to prevent future damage.
For example, if you have poor ventilation in your attic, this can lead to mold growth or poor energy efficiency. Your roofing contractor should inspect for these issues and address them as part of the repairs.
Roof Storm Damage: Making the Right Moves
Dealing with roof storm damage can be a stressful and overwhelming experience. However, by avoiding these common mistakes, you can protect your home and save yourself from unnecessary expenses.
Remember to always prioritize safety and seek professional help when needed. Regular maintenance and proper documentation are also key in dealing with storm damage repairs. By keeping these tips in mind, you can ensure that your roof is ready to withstand any storm that comes its way.
Did you find these tips helpful? If so, be sure to check out some of our other posts for more information.